Sunday, August 30, 2015

Don't Stress Over Prenatal Care - AXA Family Advantage

Pregnancy is a time of joy and excitement, but sometimes, it can also bring about worries too, especially when you think about the cost it takes to give birth and raise a child.

It was 6 years ago when I first became a mum, but I can still remember my pregnancy days carrying Lil Pumpkin quite clearly. I'd left my job in Japan and came back to Singapore to be amongst family and friends when I gave birth, and although I had a comfortable time staying at home preparing for Lil Pumpkin's arrival and setting up our home for 3, there was a nagging thought at the back of my mind since I wasn't earning any income.

The boy had a stable job with Medisave, and I had my savings from my previous work, but would it be enough to cover the prenatal care, medical and hospital bills? What if Lil Pumpkin had a health condition *touch wood* and needed extra medical attention?? Or what if I needed an emergency cesarean operation? I heard those were really expensive!!

Continuous, high levels of anxiety could have affected Lil Pumpkin since the stress hormone cortisol can cross the placenta and influence the building blocks of her emotional development. Thank goodness she turned out to be a big bundle of sunshine but I wish I knew then what I know now about prenatal insurances like AXA Family Advantage to lessen the pregnancy stress I had!

AXA has unveiled a first-of-its-kind pre-natal plan package, AXA Family Advantage, to allow couples, when expecting a child, the flexibility to select from 8 different types of protection, savings and investment plans for themselves to prepare for the responsible role of being parents.

With it, the cost of medical treatments arising from pregnancy complications and hospitalisation of the newborn baby will be eased and it also provides financial support if the baby is diagnosed with congenital illness... this covered the parts that I was afraid of! Complications such as emergency Caesarean sections, premature births, as well as birth defects often require greater medical care and a longer hospital stay, which can send bills soaring. In such cases, AXA Family Advantage can really help to cover the gap left by Medisave and ease the financial burden.

The plan simultaneously offers pre-natal coverage for an expectant mother, and subsequently when the child is born, the parents can choose to insure their child in a straightforward process with no health questions asked. Even after the childbirth, parents also continue to benefit from the plan by growing their savings nest egg to retire happily or building their investment portfolio.

It's convenient to purchase the AXA Family Advantage plan during pregnancy {between 16 and 36 weeks}, and if you're carrying more than one foetus in the pregnancy, benefits will be applied to cover each child individually for up to 3 or 6 years.

If you're interested, find out more information from this online AXA Family Advantage brochure or visit AXA website for details. It'll be good to have a prenatal insurance like this to cover all the pregnancy "what-ifs".

In conjunction with the launch of this new plan, AXA has been running a radio contest on Class 95's Muttons in the Morning show {Mondays - Fridays, 6 to 10 am}. Participants stand a chance to win a home cleaning session courtesy of the AXA Daddy Rescue team who will mop, clean, wipe and even sing Acapella for you!

If the video above isn't working, please see the talented {and hilarious!} AXA Singapore Singing Daddies here. They are sure to bring a smile to your face while getting your home spotless for your family ╲(。◕‿◕。)╱

This is the last week of the radio contest so don't miss it!! To join, simply

1. Tune in to Class 95FM's Muttons in the Morning radio show

2. SMS your entries to 7677: AXA <space> Your Name <space> NRIC <space> Reason you should win. The most creative reason wins!

3. Tune in on Fri 4 Sep 2015 to check if you are a lucky winner :)

Do note that the home visits by the AXA Daddy Rescue team are only on 5 Sep and 12 Sep.

{Capella sea-view room}

All participants of AXA Daddy Rescue will also automatically qualify for the grand prize of a weekend 2 Day 1 Night “Babycation” at Capella, Sentosa, worth S$2,000. What a treat!

{Capella pools}
This allows soon-to-be or existing parents to have private couple time, before their baby pops or without their kids. If you've always wanted some "we-time" alone without the kids, this is your chance!! :P The results for this grand prize will be out on 18 Sep 2015.

Good luck to everybody taking part!

*Disclosure: This is a sponsored advertorial for AXA Singapore, and all opinions are my own. The content is not presented by an insurance or healthcare expert and is for informational purpose only.

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3 comments:

Masshole Mommy said...

Things have some a long way in this area. It's a great time for moms :)

alissa apel said...

Things have come a long ways. I was pretty stressed with Mica. He was breach, he wouldn't turn from the outside, I was low on fluid, and I fainted a few times. I'm so glad he's ok. What a crazy end to a pregnancy. The pregnancy with Isaak seemed smooth in comparison.

Ai Sakura said...

Masshole Mommy: Agree.. and things can only get better!

Alissa: Eeks can imagine the stress you were under! Glad everything turned out ok with both boys :)